Frequently Asked
Questions

Deriv is an online trading platform that allows you to trade forex, stocks, cryptocurrencies, commodities, and proprietary derived indices. Founded in 1999 as Binary.com, we rebranded to Deriv in 2018. We are regulated by multiple financial authorities including MFSA (Malta), VFSC (Vanuatu), FSC (BVI), and LFSA (Labuan).

Yes. Deriv is fully regulated by multiple tier-1 and tier-2 financial regulators globally. Client funds are held in segregated accounts at top-tier banks, meaning your money is never mixed with Deriv's operational funds. We use 256-bit SSL encryption and two-factor authentication to protect your account.

Deriv is available in 180+ countries. However, we do not accept clients from certain restricted jurisdictions including the USA, Canada, Hong Kong, Israel, Jersey, Malaysia (except for certain products), and a few others. Check our website for the current list of restricted countries.

Creating an account takes less than 2 minutes. Click 'Create free demo account', enter your email address, verify your email, and set a password. Your demo account with $10,000 virtual funds is immediately ready. To trade with real money, complete our simple ID verification process.

A demo account is a practice account funded with $10,000 in virtual money. It mirrors real market conditions exactly — real prices, real spreads, real execution speeds. It's perfect for learning how to trade, testing strategies, and exploring our platforms with zero financial risk.

To verify your identity (KYC), you will need: (1) A government-issued photo ID (passport, national ID card, or driving licence), and (2) A proof of address document dated within 3 months (bank statement, utility bill, or official government letter). Documents must be in colour and clearly readable.

The minimum deposit varies by payment method. Bank transfer minimum is $10. Cryptocurrency deposits start from $10 equivalent. Most e-wallets (Skrill, Neteller) require a $10 minimum. Some payment methods may have higher minimums. There is no maximum deposit limit.

Most deposits are instant or near-instant: Cryptocurrency (1–3 blockchain confirmations, usually 10–30 minutes), Credit/Debit Cards (instant), Skrill/Neteller (instant), Bank transfer (1–5 business days depending on your bank). We do not charge deposit fees — though your bank or payment provider may charge their own fees.

We accept 60+ payment methods including: Visa/Mastercard, bank transfers, Skrill, Neteller, PaySafeCard, Jeton, Perfect Money, Airtel Money, M-Pesa, and major cryptocurrencies (Bitcoin, Ethereum, USDT, Litecoin, and more). Available methods depend on your country of residence.

You can trade: Forex (70+ pairs), Stocks & Indices (S&P 500, NASDAQ, DAX, individual stocks), Cryptocurrencies (Bitcoin, Ethereum, Litecoin, Ripple, and more), Commodities (Gold, Silver, Oil, Natural Gas), and Derived Indices (Volatility 10, 25, 50, 75, 100 indices, Crash/Boom indices, Step Indices, and more).

Derived indices are synthetic instruments exclusive to Deriv, powered by a cryptographically secure random number generator. They are not affected by real-world news or market events, allowing you to trade 24/7 — even on weekends. Options include Volatility Indices (10%–100%), Crash & Boom indices, and Step Indices.

Forex and derived indices trade 24/5 or 24/7 respectively. Stock markets follow their local exchange hours (e.g. NYSE: 9:30am–4:00pm EST). Commodity markets trade nearly 24/5. Derived indices are available 24 hours a day, 7 days a week, 365 days a year.

Log in to your Deriv account, go to Cashier → Withdrawal. Choose your payment method, enter the amount, and confirm. Withdrawals must be made to the same method used for your deposit (for anti-money-laundering compliance). Ensure your account is fully verified before requesting a withdrawal.

Cryptocurrency withdrawals: 1–2 hours (subject to blockchain confirmation). E-wallets (Skrill/Neteller): Within 24 hours. Credit/debit cards: 3–5 business days. Bank transfers: 3–7 business days. Deriv processes withdrawal requests within 1 business day — delays are typically on the banking side.

Deriv offers six trading platforms: Deriv Trader (web-based options & multipliers), Deriv MT5 (MetaTrader 5 for CFDs), Deriv X (customisable CFD platform), Deriv Bot (drag-and-drop trading bot builder), Deriv GO (mobile app for multipliers & accumulators), and SmartTrader (legacy options platform).